Why Pre-Qualify?

	In the market for a mortgage loan? We can help! Call us at 866-300-1550. Ready to get started? Apply Here.

It is important to visit with a mortgage professional early, even if you haven't settled on the sort of home you hope to find. What for? When you don't yet know how much home you need to qualify for, how can we help?

Pre-Qualify

We will help you determine the loan amount you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. In this process, we explore your ability to borrow - analyzing your job, available money for down payment, debts, income, and other areas. It's a quick, thorough process with minimal risks for papercuts.

When you are determined to be eligible, we document our confidence in your ability to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Pre-Qual Power

After you find the house that is ideal for you, and you want to make an offer, being pre-qualified for a mortgage loan will do several things. First, it lets you know the amount that you can offer. Having pre-qualification also will make your offer look even better to the seller, like you were bringing them a suitcase of cash! They need not worry that they are wasting their time if you won't be able to have the ability to qualify for a high enough mortgage. The seller of the home won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for the necessary mortgage loan amount will not be something for them to worry about. You'll have the sway of a buyer ready to make the deal on the spot!

We will help you pre-qualify

We will help you determine the loan amount you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. During the process, we determine your borrowing power - looking at your earning status, available money for down payment, debt, income, and other areas. It's short and basic; and we keep the paperwork light.

One on one

While you are able to try our tools to calculate mortgage variables on our website, it's essential to sit down and talk with one of our mortgage professional team members. For one thing, you'll need a Pre-Qualification Letter! For another thing, we may be able to find a different mortgage option that fits your needs better. We are waiting to meet with you: call us at 866-300-1550.

Have questions about pre-qualifying? Call us at 866-300-1550. Metro Mortgage answers pre-qualifying questions every day.