When to Talk to Your Mortgage Pro

	In the market for a new mortgage loan? We will be glad to assist you! Give us a call today at 866-300-1550. Ready to begin? Apply Online Now.

It's valuable to bring in your mortgage professional as soon as possible — even before you have started to research neighborhoods. What for? Perhaps it is hard to fathom the ways we can help even before you begin to calculate your offer.

We Can Help You Pre-Qualify

We will help you find out the loan amount you can qualify for and the mortgage payment amount you are able to afford by getting you pre-qualified. The process outlines your finances - your debt, income, employment, and cash available for down payment, among other things. It's quick and basic; We keep the paperwork light.

When you qualify, will give you a Pre-Qualification Letter (your real estate agent may refer to it as a "pre-qual"), that documents the fact that we are partnering with you to find the right loan to fit your needs and that we're confident you'll qualify for a mortgage up to a certain amount.

Pre-Qualification Power

Several advantages open to you once you find your next house, and have achieved pre-qualification. First, you have some general numbers in mind, as the total you will qualify for with your loan. Even more important to the current owner, your pre-qualification gives them certainty - as if you'd arrived at their home with a suitcase of cash to make the offer! They need not wonder if they are wasting their time if you won't be able to be able to qualify for a big enough mortgage. The seller of the home won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't be something for them to lose sleep over. You will have the sway of a buyer ready to make the purchase on the spot!

We help with your pre-qualification

We can help you find out the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. We do this by reviewing your income and debts, your work and residence circumstances, your available funds for a down payment, required reserves, and other considerations. It's a short, thorough process with minimal risks for papercuts.

Face to Face

You can certainly use the mortgage calculators available on our site to calculate how much mortgage you will be able to afford - but it's also valuable to talk with one of our mortgage professionals. We can begin working on your pre-qualification letter. For another thing, we might locate a different mortgage program that is a better fit for you. We're eager to meet with you: contact us at 866-300-1550.

Have questions about pre-qualifying? Call us at 866-300-1550. Metro Mortgage answers pre-qualifying questions every day.