Why Pre-Qualification is Important

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It's valuable to consult your mortgage professional as soon as possible — even before you have started researching neighborhoods. What for? When you don't yet know how much home you want to qualify for, what can we do for you?

We Will Help You Pre-Qualify

When we pre-qualify you, we help you find out the amount in monthly payments you can afford, and how much we of a loan you will qualify for. This process outlines your current financial situation - your debt, income, career, and cash available for down payment, among other things. We require a minimum amount of paperwork, with a short,basic process.

After you are considered eligible, we document our confidence in your capacity to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Some beneifits open to you after you've found your dream house, and have achieved pre-qualification. First, it helps you know the amount that you're able to offer. Even more important to the seller of the home, your pre-qualification letter gives them certainty - as if you had come to their house with a big box of cash to make the offer! They will not need to wonder if that they have been wasting their time if you don't have the ability to qualify for a high enough mortgage. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary loan amount won't be something for them to worry about. They have a virtual guarantee to trust your ability to back up your offer.

We help with your pre-qualification

We can help determine how much of a mortgage you can afford, and how much money you may be able to borrow, by taking you through pre-qualifying. This process outlines your financial situation - your debt, income, employment, down payment money, among other things. We will require a minimum amount of paperwork, with a short, basic process.

One on one

It's vital for you to sit down and talk with us, even though you are welcome to also utilize the helpful mortgage calculator tools on our site. That way, we will be able to help you get your pre-qualification letter. Then, we'll make sure we have the ideal mortgage program for your situation. Contact us at 866-300-1550 to get your pre-qualification process started.

Have questions about pre-qualifying? Call us at 866-300-1550. We answer pre-qualification questions every day.