The Importance of Pre-Qualifying

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Even if you haven't so much as picked out homes to view yet, it is valuable to contact your mortgage loan professional first. Why? What can we do for you if you haven't made your offer, and do not yet know the amount you want to borrow?

We Can Help You Pre-Qualify

Our mortgage professionals will help you find out the loan amount you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. The process outlines your financial situation - your debts, income, employment, and down payment money, among other things. It is a quick, thorough process with minimal risks for papercuts.

We'll award you a Pre-Qualification Letter if you qualify, which says that we're confident you will qualify for up to a certain amount of mortgage loan dollars.

Buying Power

When you find the house that catches your eye, and you want to make an offer, being pre-qualified for a mortgage will do a number of things. First, you have some definite numbers in mind, as the total you can borrow. Of greater importance to the existing home owner, your being pre-qualified is like your having walked into their house with a bag full of money to make the deal! They will not have to wonder if they're wasting their time if you do not be able to qualify for a big enough mortgage. The seller won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't be something for them to lose sleep over. They have a virtual guarantee that they can trust your ability to back up your offer.

We will help you pre-qualify

When we pre-qualify you, we help you determine the amount you can afford in mortgage payments you can fit in your budget, and the loan amount you can qualify for. This process walks you through your current financial situation - your debt, income, employment, cash available for down payment, among other things. It's a short, thorough process with minimal risks for papercuts.

One on one

While you are encouraged to benefit from our mortgage calculators on this site, it will be essential to sit down and talk with us. For one thing, you will need a Pre-Qualification Letter! Then, we'll make sure we have the right mortgage program for your situation. Let us get you started: Call us at 866-300-1550.

Have questions about pre-qualifying? Call us at 866-300-1550. It's our job to answer pre-qualification questions, so we're happy to help!